Bitcoin Insurance for Self-Custody and Custodians
Insurance for Bitcoin you hold yourself is new and narrow. AnchorWatch offers Lloyd's of London-backed coverage on its own multisig vault, priced around 0.6% per year with a $250,000 minimum. Evertas, Breach Insurance, Coincover, and Relm write policies mostly for custodians, exchanges, and businesses. Exchange "insurance" typically covers the company's hot wallets, not your account. Last verified September 2026. Listings are neutral and unranked; not financial advice.
Insurance: 5 listings
- AnchorWatch — Lloyd's of London-backed theft and loss insurance on a Trident multisig vault you co-control. collaborative custody, Bitcoin-only. Pricing: ~0.6%/yr of insured value; ~$250K minimum.
- Evertas — Specialist crypto insurer for custodians, miners, and institutions. multi-asset.
- Breach Insurance — Crypto Shield policies for individuals holding on exchanges and for businesses. multi-asset. US availability: Availability varies by state.
- Coincover — Key recovery and theft protection sold through wallets and custodians. multi-asset.
- Relm Insurance — Bermuda-based insurer covering digital asset companies. multi-asset.
Frequently asked questions
Can I insure Bitcoin in my own hardware wallet?
Generally no. Insurers cannot verify how you store a single-key wallet. AnchorWatch solves this by insuring Bitcoin held in its multisig vault, where the insurer can verify the setup. Expect a six-figure minimum.
Is my Bitcoin on Coinbase insured?
Coinbase and other exchanges carry crime insurance on their own hot wallets. It does not protect you from account takeover, phishing, or exchange insolvency. FDIC insurance applies only to US dollar balances at partner banks, never to Bitcoin.
Links
Interactive directory: enable JavaScript or open trybitstack.com.