Earn Bitcoin Rewards: Cards, Shopping & Cashback
Bitcoin rewards programs pay sats instead of points. Fold offers debit and credit cards plus gift-card boosts, and Lolli pays Bitcoin cashback for shopping at partner retailers through its browser extension and app. Rewards are usually treated as a rebate when earned and become taxable only when you later sell the Bitcoin. Last verified September 2026. Listings are neutral and unranked; not financial advice.
Rewards: 4 listings
- Fold — Sats-back debit and credit cards, boosted gift cards, and daily spin rewards. custodial, Bitcoin-only. Pricing: Free and paid plans.
- Lolli — Bitcoin cashback at 25,000+ retailers via browser extension and mobile app. custodial, Bitcoin-only. Pricing: Free.
- Coinbase One Card — Up to 4% Bitcoin back on a credit card for Coinbase One members. custodial, multi-asset.
- Gemini Credit Card — Up to 4% back in Bitcoin on gas and EV charging, 3% dining. custodial, multi-asset. US availability: All 50 states.
Frequently asked questions
Are Bitcoin rewards taxable?
Rewards earned as a rebate on purchases are generally not income when received, but the Bitcoin has a cost basis equal to its value that day and is taxed when sold. Referral bonuses may count as income.
Fold vs Lolli?
Fold is a card and account you spend from; Lolli is a shopping portal you click through before buying. Many people use both.
Links
Interactive directory: enable JavaScript or open trybitstack.com.