{
  "name": "com.trybitstack/down-payment",
  "title": "BitStack Down Payment Calculator",
  "version": "1.0.0",
  "description": "Education-only Bitcoin down-payment comparison: sell vs pledge vs cash-out.",
  "websiteUrl": "https://trybitstack.com/tools/down-payment-calculator",
  "educationOnly": true,
  "disclaimer": "Educational calculator only. Not an offer, pre-approval, or lender directory.",
  "transport": {
    "type": "http-json",
    "methods": [
      "GET",
      "POST"
    ],
    "url": "https://trybitstack.com/api/tools/down-payment"
  },
  "tools": [
    {
      "name": "run_down_payment",
      "title": "Run down-payment comparison",
      "description": "Run the educational sell vs pledge vs cash-out Bitcoin down-payment comparison for a home price, down payment, and BTC spot. Optional dump stress (0/30/50/80), illustrative tax rate, and cash-out origination LTV match the on-page calculator. Returns the same numbers the UI computes. Not an application."
    },
    {
      "name": "compare_ltv_buckets",
      "title": "Compare cash-out LTV buckets",
      "description": "Compare the cash-out Bitcoin loan path at typical origination LTV buckets (35% and 50%), using the same loan LTV / margin-call / liquidation math as the on-page calculator. Education only — not an application."
    }
  ],
  "sameAs": {
    "interactive": "https://trybitstack.com/tools/down-payment-calculator",
    "markdown": "https://trybitstack.com/api/tools/down-payment-calculator.md",
    "httpDiscovery": "https://trybitstack.com/api/tools/down-payment",
    "webmcp": "Chrome WebMCP tools of the same names on the interactive page (document.modelContext.registerTool). No-op without navigator/document.modelContext."
  },
  "note": "HTTP JSON tools API (GET/POST), not MCP Streamable HTTP. Call POST or GET /api/tools/down-payment with tool=run_down_payment or compare_ltv_buckets. Education only. No apply CTA. No lender directory."
}